According to a study conducted by a recent authority website, nearly 20 percent of the travelers are unaware about the type of travel insurance they have bought. Most of the travelers used wrong travel insurance as they never take care of travel insurance. The main reason behind buying a travel insurance policy is just pressure of seniors in family and office (peer pressure) or there are some tour operator firms in which buying a travel insurance policy is mandatory.
According to the survey only one out five travelers travel with the right insurance in which they are covered according to their cover which they need during the tour.
This mainly happens due to not asking the details of travel insurance at the time of purchasing the policy. Most of insurers hesitate of asking about the details like covers provided, insurance duration and other important things which are generally hidden by insurance providers. As a matter of fact there is different insurance for every person for example for a traveler who is travelling to enjoy adventurous sports like skiing, scuba, bungee and other sports which are risky in nature will need and extra cover for such insurance policy. This is because such sports are considered risky and posses risk to death which is not covered in normal travel insurance policy.